A homeowner path to commercial solar benefits

Your solar system can work like a business asset.

Prosper helps homeowners understand a commercial tax structure designed to capture credits, depreciation, and eligible interest deductions—or convert qualifying benefits into a cash payment.

LEGAL FRAMEWORKBuilt with Nelson MullinsNational law firm founded in 1897
TAX FILINGParamount Tax and AccountingPrepares participating returns
PROGRAM NETWORK2,000+ homeownersServed across 200+ EPC partners

The structure, in plain English

Four steps. One coordinated process.

01

Review the system

Confirm ownership, placed-in-service timing, equipment, system value, and the documents needed for tax review.

02

Commercialize the asset

Use the residential application of a commercial tax-equity framework built on established solar precedent.

03

Choose the path

Keep eligible benefits, transfer qualifying benefits for an illustrative 25% cash amount, or evaluate a partial transfer.

04

Prepare the filing

Paramount prepares the applicable tax forms, with a Letter to Accountant and audit-support process available for review.

The deadlines are real

2026 changed the homeowner equation.

The old residential credit under Section 25D ended for expenditures after December 31, 2025. The commercial framework follows a different set of timing rules.

For qualifying solar construction begun by this date, the program describes the commercial credit as following the longer statutory phaseout schedule after 2032.

The program states that qualifying solar systems must be placed in service by December 31, 2027.

The program states that batteries are exempt from the 2027 solar deadline. Eligibility still depends on the project facts and tax review.

Existing systems may be reviewed for amended returns within the applicable IRS three-year amendment window.

Real filings. Redacted for privacy.

See what the paperwork actually does.

These are the core forms homeowners and their tax professionals should understand before moving forward.

IRS

Form 3468

Investment Credit. Used to calculate qualifying business energy credits, including the commercial clean-electricity investment credit.

IRS

Form 4562

Depreciation and Amortization. Reports depreciation deductions tied to the commercialized solar asset.

IRS

Schedule C

Profit or Loss From Business. Reports the activity connected to the homeowner's solar business structure.

Select a form above.We will show the section your tax professional should review.

Healthy skepticism is welcome

What homeowners usually ask.

“This sounds too good to be true.”

Large tax incentives are policy choices written into law, not informal rebates. The final benefit still depends on eligibility, valuation, documentation, and the signed program agreement.

“Why hasn't my CPA heard of this?”

Most CPAs focus on traditional W-2 homeowner returns. The residential application is newer, while commercial tax equity has decades of precedent. A Letter to Accountant is intended to help your tax professional review the framework.

“Will this trigger an audit?”

The program reports more than 2,000 customers and no audits so far, while also acknowledging that the structure has not yet been tested in one. Every homeowner should review the written audit-support terms.

“Is this legal?”

The structure is presented as a commercial tax framework built with Nelson Mullins. Prosper encourages every homeowner to read the legal foundation and send it to an independent tax professional.

Your numbers, not a sales pitch

Estimate the available paths.

Use the Prosper estimator to compare keeping benefits with Full Transfer and Partial Transfer illustrations. The result is informational—not a final eligibility decision or tax advice.

Open the Prosper calculator